Buy To Let
As we know the property market has fallen dramatically in recent years but for the wily investor this is the ideal time to pounce knowing there is incredible value available.
More and more people are investing in property as a long-term opportunity to make profitable returns, and as a way of securing finance for their retirement.
We recognise that all landlords are not the same: But whether you're an accidental landlord, buying your first investment property or you've already a portfolio of properties, we're here to help you build your future nest egg.
There are many types of mortgages available on the market and it can be confusing to know which one is right for you. This checklist is a prerequisite for any mortgage
“As part of our monthly company wide team meetings, we agreed to a slot for Affinity Advisors to come and speak with our team on where we could save money, time and hassle for those thinking of getting on the housing ladder or those already on it. Trevor convinced me of the value of this when he demonstrated to me the importance of making smart decisions in relation to what was one of the biggest financial decisions I would make.”
Gary O’Sullivan – Partner, Pathfinder Dublin 2.
If your mortgage is on an interest only term:
Warning: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.
Effect of missing repayments
Warning: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
If your mortgage is ever on a variable rate:
Warning: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
Warning: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
If your mortgage is ever on a fixed rate
Warning: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.