Commercial finance is available to suitable applicants. Maximum facilities of 75% loan to value are achievable.
• Only available where you can clearly demonstrate proven repayment capacity
• Preferably the borrower is an experienced promoter
• Highly speculative proposals will not be considered.
Whether you intend to purchase, extend or simply refurbish your business premises, talk to Affinity Advisors and see what’s on offer.
There are many types of mortgages available on the market and it can be confusing to know which one is right for you. This checklist is a prerequisite for any mortgage
“Affinity Advisers helped us to switch mortgage providers. We had a very positive experience during this process. The service provided by Peter Gilbourne was professional and if we had any questions he was very quick to respond to us. We found the whole experience to be stress free and I would recommend Affinity Advisors to anyone seeking financial advice and we would use them again in the future.”
Brenda & Darren Casey
If your mortgage is on an interest only term:
Warning: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.
Effect of missing repayments
Warning: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
If your mortgage is ever on a variable rate:
Warning: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
If your mortgage is ever on a fixed rate
Warning: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.