Whether you are upsizing, downsizing, changing location or buying something more preferable, moving home can be very stressful.
If you are moving home you can often move (port) your existing mortgage to your new home. We can check all this for you if you instruct us to arrange your mortgage.
When searching for your dream home, it is important to know what your upper purchase price limit is. Buying a home in the Ireland usually takes a number of weeks, as there are a number of different factors that need to be taken into account.
There are many types of mortgages available on the market and it can be confusing to know which one is right for you. This checklist is a prerequisite for any mortgage
"When we decided to trade up recently, Trevor secured a mortgage offer for us at a more attractive rate than we thought possible. Throughout the whole process, he and Stasia were a pleasure to deal with and took all the hard work out of applying for a mortgage. We would highly recommend Affinity Advisors to anyone seeking a mortgage.”
David and Jean Leonard
“Securing a mortgage in my name was an arduous process that took almost a year. Trevor was committed, unflappable and persistent throughout the entire process. He utilized his vast knowledge of the market and network of contacts to secure the most suitable product for my needs. I have the utmost respect for his professionalism and admiration for his determination. At times I felt the process was hopeless but, he was always confident that he could help me and he did. I heartily recommend him to friends, family and beyond. If you need help solving a financial problem then I would suggest you contact Trevor today!”
Warning:YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
Effect of missing repayments
Warning: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Warning: You may have to pay charges if you pay off a fixed rate loan early
Warning: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
If your mortgage is ever on a variable rate
Warning:THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
Warning: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
Warning: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
If your mortgage is ever on a fixed rate
Warning: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.