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Remortgage Switching

  • Variable rate mortgages

    The insistence of many Banks in not cutting their existing customers standard variable rates by an appropriate amount or in some cases not at all is a scandal and comes despite urgings and threats from Finance Minister Michael Noonan. There are 300,000 mortgage customers on high standard variable rates. These customers can potentially save thousands of euro over the remaining term of their mortgage by switching mortgage provider. Switching is relatively easy and in some cases free. A number of lenders are willing to contribute up to €2000 toward the cost of switching.

  • Benefits of Remortgage

    In recent research, The Central Bank found that over 100,000 or 1 in 5 mortgage customers in Ireland could benefit could benefit from switching their mortgage. Are any of your clients one of them? If you have an existing client with an existing variable rate mortgage holder we can review their mortgage and compare their terms to those available in the market for free and within 48 working hours.

  • Savings

    We have saved some existing mortgage holders thousands of euros by obtaining better terms for them with an alternative Lender and in some cases their new Lender has paid the cost of switching. For loans of less than 80% of the value of your home a rate of 3.1% variable is currently available in the market. Recently we saved a client potential interest payments in excess of €40,000 over the remaining term of their mortgage. Often the hassle of dealing with the paperwork and switching is the very thing that dissuades clients from acting but if someone said to them, speak with us for 15 minutes , we may subsequently complete some forms and we will give you a cheque for €40,000 I am not sure many of them would say no!?

    Our Remortgage Challenge

Checklist

Remortgage Challenge

To find out if you can make the switch and how much you can save from switching (subject to normal lending criteria) we just need the following information;

Testimonials

“Affinity Advisers helped us to switch mortgage providers. We had a very positive experience during this process. The service provided by Peter Gilbourne was professional and if we had any questions he was very quick to respond to us. We found the whole experience to be stress free and I would recommend Affinity Advisors to anyone seeking financial advice and we would use them again in the future.”

Brenda & Darren Casey

“Having worked with Trevor and his team on various complex mortgage projects/restructurings over the past 3 years, I can’t recommend their services highly enough. Trevor is extremely knowledgeable in all aspects of the mortgage market, and his professionalism, integrity, and attention to detail are second to none. A pleasure to deal with.”

Fiona O'Reilly